The safe way to pay for a car privately.

Agreeing the deal is only part of a private car sale.
Buying or selling a car privately? Skoot helps both sides verify who they are dealing with, get payment sorted before handover and follow a clear process to complete the transaction with a clear digital record.

Vehicle details from DVLA data

Skoot retrieves vehicle details using DVLA data, giving buyer and seller information
they can compare with the vehicle and the V5C.

Regulated Banking Infrastructure

Payment is handled through regulated UK banking infrastructure using Griffin Bank, so the money side of the transaction is managed through a secure process.

FSCS Protection

Eligible balances are protected through FSCS deposit protection while funds are held in the buyer’s Skoot wallet.

Built on safety, security and transparency.

Skoot brings key parts of a private car sale:

Clear, fixed pricing — £75 each for buyer and seller. No transaction, no fee.
Into one clear process
Supported by vehicle checks
Verified through identity checks
Backed by regulated banking infrastructure
Covered with official transaction documentation

How Skoot works.

Start Your Transaction

Enter the vehicle registration, agree the price and invite the other party.

Verify Who You're Dealing With

Both buyer and seller complete identity and address checks before the sale progresses.

Prepare For Handover

The buyer transfers payment to Skoot before collection day, and Skoot prepares the transaction documentation for both parties to review.

Complete The Sale

Review the details, sign the agreement and complete the handover.

Why not just use a bank transfer?

Buying or selling a car privately can mean sending thousands to someone you’ve never met.

Unlike a standard bank transfer, Skoot helps verify both parties, document the transaction
and make the whole process safer and clearer.

A bank transfer only moves money. Skoot helps buyers and sellers complete a private vehicle transaction in a safer, more transparent way, with verified identities, payment sorted before handover, digital documentation and a clear record of what happened.

FEATURE	SKOOT	BANK TRANSFER
Know who you're dealing with	✓ Included	Usually not
Payment sorted before handover	✓ Included	Usually handled on the day
Payments above daily banking limits	✓ Build up the amount over several days if needed	Bank-dependent
Digital sales agreement included	✓ Included	Self-managed
Contract and receipt	✓ Included	Self-managed
Clear transaction process	✓ Guided by Skoot	Often improvised

One clear fee.

No percentage fees and no hidden charges. Most importantly, fees are only payable once the transaction successfully completes.

No completed transaction, no fee.

£75

Each for buyer and seller.

Get payment sorted before handover.

One of the most stressful parts of a private car sale is the payment itself. In a traditional private sale, large transfers often happen at the point of handover.

Skoot helps buyers prepare payment before collection day, so the money side of the transaction is dealt with before both parties meet to complete the sale.

This can also reduce the need for a separate deposit outside Skoot. Instead of sending a deposit directly to someone you may not know, the buyer prepares payment with Skoot before handover.

Benefit For Buyers

Prepare payment before collection day, deal with banking checks in advance and build up your balance over several days if needed.

Benefit For Sellers

Know payment is already with Skoot before releasing the vehicle, rather than relying on a same-day transfer, screenshot or separate deposit.

Benefit For Both

Avoid last-minute payment delays, deposit confusion and uncertainty at handover.

Built specifically for private vehicle transactions.

Skoot is not a marketplace, dealership, car-buying service or generic payment app. It is designed for buyers and sellers who have already agreed a private vehicle sale and want a safer, clearer way to complete it.

01 Vehicle Registration Lookup

Start with the vehicle registration so the transaction is built around the car being bought or sold. Skoot retrieves vehicle details using DVLA data, helping both parties check that the vehicle details match the transaction.

02 Buyer And Seller Journey

Both parties are guided through the steps they need to complete before handover, helping buyers and sellers complete their transaction properly. Once the sale is complete, Skoot sends the agreed payment to the seller’s verified bank
account.

03 Digital Documentation

Skoot prepares transaction documentation so both sides have a clearer record of what was agreed and completed.

04 Clear Transaction Process

Instead of improvising payment, paperwork and handover on the day, Skoot gives both parties a clear process to follow.

Start a transaction in minutes.

Enter the vehicle registration, agree the price and invite the other party. Skoot then guides both sides through the key steps needed to complete the sale properly.

Why we built Skoot.

Private car sales can involve large sums of money, two people who may never have met before and a lot of trust placed in messages, screenshots and last-minute bank transfers.

Skoot was built to make that process safer, more secure and more transparent.

By bringing identity verification, payment preparation, vehicle checks, documentation and completion steps into one guided process, Skoot helps buyers and sellers complete private car sales properly.